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Basically, just like an end user of a PC or laptop, you need caution when you download something unto your phone or tablet. Extra careful assessment must be made especially with applications that have money lending involved. There is a lot of software that asks you for personal information. You have to make a careful analogy of this.
Here's the article from The New York Post that we used.
https://nypost.com/2024/11/27/tech/smartphone-users-warned-to-delete-15-dangerous-predatory-apps/